Td Canada Trust First Class Travel Visa Cardholder Agreement

The best – and most valuable – way is through the Expedia For TD online portal, where you can redeem 200 TD Points per dollar of travel credit (0.5%) and pay the balance of the cost (if any) with your credit card (you`ll also receive points for those expenses). 3 TD Points must be redeemed in increments of at least 200 points for travel purchases debited from your card and booked online or by phone through Expedia For TD. For travel purchases charged to your card and not booked through Expedia For TD, TD Points must be redeemed in increments of at least 200 or 250 TD points, as detailed in the terms of the TD Travel Rewards Program (“Travel Terms”) of the TD Travel Credit Cardholder Agreement for your card. Travel conditions are available on tdcanadatrust.com/agreements. We can reduce the minimum step required when redeeming TD Points at any time. To redeem TD Points for travel purchases debited from your card and not booked through Expedia For TD, the cardholder must contact TD Travel Rewards or visit www.tdrewards.com after the travel purchase has been booked on the account and within 90 days of the transaction date of the travel purchase. Required TD Points will be redeemed from the TD Points balance available for the purchase of travel at the time TD Points are redeemed, not from the transaction date of the travel purchase. The amount credited on travel purchase is equal to the value of TD Points redeemed. If there are not enough TD Points available to cover the full amount of the travel purchase, only the value of the TD Points redeemed will be credited to the account. Any amount of the travel purchase not covered by the TD Points redeemed will remain in the account for payment. In either case, the TD First Class Visa Infinite Travel Card allows you to exchange any seat on any airline.

Plus, you can redeem points for rewards in small increments (at least 200), which means you don`t need to build up a large number of points before you can use them to travel. With this premium TD card, travelers can redeem flexible rewards through a partnership with Expedia. What can a travel reward card do for you? More than you think. *$50 for the first additional cardholder. $0 for subsequent additional cardholders Other cards offer more incentive to spend in categories such as groceries, restaurants, and entertainment. The TD First Class Visa Infinite Card offers only three times as many points earned on trips booked through the Expedia For TD portal (4.5%) – all the rest is attributable to the base rate of three TD Points per dollar (1.5%). For comparison, Scotiabank Gold American Express has a five-fold points accelerator for restaurants and grocery stores (5% per dollar). 11 Provided by our administrator under a service agreement with TD Life Insurance Company.

This is not an insurance benefit, but only ancillary services. You can redeem your TD Points for travel in two ways: your other redemption option is the “Book Any Way” option, which allows you to book through other travel websites; However, your bookings can cost up to 25% more if you go this way. If you use “Book Any Way”, you will be redeemed at 250 TD Points per Dollar (0.4%), which will be applied as a bank statement credit to your first $1,200 on travel purchases and 200 TD Points per Dollar (0.5%) for travel purchases over $1,200. In comparison, Expedia For TD gives you a better and more consistent return of 0.5% on all your travel expenses. The Buddy Bonus Pass allows an attendant to accompany the primary cardholder at the base fare of $0 when a published fare in economy class marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel within North America. The pass is valid for 12 months from the date of issue. The pass is only valid for a new booking and not for existing bookings. Reservations must be made directly with Air Canada through aircanada.com, the Air Canada mobile app or the Air Canada Call Centre (“Air Canada Reservations”). Valid for a round trip for an accompanying person if you are travelling on the same itinerary and have booked at the same time as the main cardholder. A maximum of one accompanying pass can be used per booking. If a one-way ticket is booked, the pass is considered fully used and the return flight portion of the trip expires. Total prices vary depending on the route booked.

The primary cardholder can only use the pass once to travel to North America, which is defined as Canada, the United States (including Hawaii) and Mexico. The accompanying person is responsible for the payment of all applicable taxes, fees and costs that are higher than the base rate. Valid to travel at any time without blocking periods. Also applies to the purchase of rates for sale. Companion is booked under the same fare mark as the primary cardholder and benefits from all applicable benefits and services associated with that fare mark. The pass cannot be used with premium cabin tickets or in conjunction with Aeroplan flight rewards, airline passes, group travel reservations, Air Canada vacation reservations or other discounts or promotional codes. The pass must be redeemed at the time of ticket purchase, and if multiple accompanying passes are available for the Aeroplan number, the pass that would expire first will be used. The reservation must be made before the expiry date of the pass. Travel can be made after the expiry date of the pass, depending on the availability of the flight schedule at the time of booking. The pass can only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the pricing rules of the purchased rate. Changes and cancellations must be made for both customers at the same time, and failure to do so may result in the loss of the escort pass.

If the pass is reinstated to the primary cardholder`s account upon a change or cancellation, the original expiration date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers will be required to pay all applicable fees based on the type of fare purchased for each ticket, plus the fare difference, if any, and all applicable taxes, fees and charges above the base fare. Companions who are members of the Aeroplan Program or other loyalty partner programs are not eligible to earn points or miles on the ticket issued in exchange for the Companion Pass. Aeroplan Elite status benefits and upgrades apply if the traveler has an appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to charge additional fees for bookings made as part of Air Canada bookings. Unused passports are automatically cancelled on the day the credit card is closed, regardless of the reason for the closure, or if the credit card account is transferred to another product. The Air Carriage Services Terms and Conditions are governed by the General Conditions of Carriage and Fares and any other terms and conditions relating to air carriage services in effect at the time of booking, which may be determined by Air Canada in its sole discretion and may be amended from time to time. The coverage period begins on the day your trip is booked through a travel agent/supplier and runs until the scheduled departure date. .